What to Do If You Are a Victim of Online Scam or Fraud?

In today’s digital age, online scams are becoming increasingly common. From fake investment schemes to phishing attacks, cybercriminals are targeting unsuspecting users daily. If you’re wondering.What to Do If You Are a Victim of Online Scam or Fraud? This guide — with legal insights from Advocate Sagar Sharma — will walk you through the exact steps you need to take for fast and effective action.

Cyber Police Complaint: Submit It Right Away

Notifying the cyber police about the fraud is the first and most important step. Each Indian state and large city has a Cyber Crime Cell that handles these kinds of cases.

How to report:

• Go to cybercrime.gov.in, the National Cybercrime Reporting Portal.
• For financial fraud, choose “Report Other Cybercrime.”
• Complete the information and attach pertinent files, such as emails, screenshots, and transaction details.
• Make a note of the reference number and submit the complaint.

2. IPC Section 155 vs 156: Know Your Rights

Understanding the legal difference between Sections 155 and 156 of the CrPC (Code of Criminal Procedure) can empower you during the complaint process.

• Section 155 deals with non-cognizable offences (e.g., identity theft, phishing without major monetary loss). Police need magistrate permission to investigate.
• Section 156 applies to cognizable offences like cheating under IPC Section 420, where police can register an FIR and start immediate investigation.

3. Inform Your Bank Immediately

In parallel, inform your bank or financial service provider as soon as the fraud is detected. This can help prevent further losses.

What to do:

• Call customer care and block your card or freeze your account
• Lodge a formal complaint via email and request reversal under RBI’s zero-liability policy (if reported in time)
• Visit your branch if needed and submit a written complaint with supporting documents

Banks are required to take action within 7 working days, and a timely report can save your funds from being transferred permanently.

Final Words from Advocate Sagar Sharma

Now that you know what to do if you are a victim of online scam or fraud, don’t delay. Every minute counts in these situations. Act fast, report smartly, and stay informed about your legal rights.

Contact Us: 9999019695

Website: https://advocatesagarsharma.com

Address: Adv Sagar Sharma Law Office Near Badami House Sector -1 Bisrakh Greater Noida West Uttar Pradesh